HOW TO THRIVE IN FINTECH AS A B.COM GRAD

How To Thrive In FinTech As A B.Com Grad

How To Thrive In FinTech As A B.Com Grad

Blog Article

The FinTech revolution is here, and it’s rewriting the rules of banking, investing, and payments. But where does that leave you, a Bachelor of Commerce graduate? Right in the middle of the action.

Yes, a B.Com background may seem traditional—but in reality, it offers a powerful launchpad into one of today’s fastest-growing sectors. If you're wondering how to thrive in FinTech as a B.Com grad, you're asking the right question at the right time.

The Natural Fit Between Commerce and FinTech


FinTech is the fusion of finance and technology. While many focus on the tech side, the "fin" part is just as crucial. Companies need professionals who understand accounting, business processes, financial regulations, customer behavior, and risk management—all of which are baked into a B.Com curriculum.

Your degree gives you an edge in decoding financial data, understanding economic principles, and navigating compliance. These are the building blocks of every FinTech product—from loan algorithms to digital wallets and tax platforms.

Shift Your Mindset: From Legacy to Innovation


To thrive in FinTech, B.Com grads must embrace a shift in thinking. Unlike traditional finance roles, FinTech demands innovation, agility, and tech fluency. It’s no longer about just preparing balance sheets—it’s about automating them, interpreting them at scale, and using them to solve customer pain points.

Start by getting curious. Explore how startups like Razorpay, PhonePe, Zerodha, or Cred are solving problems with digital-first solutions. Understand the friction points in traditional finance and how technology removes them.

Upskill to Stay Relevant


While you already have financial knowledge, FinTech is a hybrid space. Adding relevant tech and analytical skills can dramatically improve your prospects. You don’t need to become a coder overnight—but knowing how tech tools operate makes you more employable.

Consider learning:

  • Data analytics using Excel, Google Sheets, or Tableau.

  • Basic coding with Python or SQL, especially for working with financial data.

  • FinTech tools like copyright, Zoho Books, Stripe, or Razorpay.

  • Blockchain fundamentals and copyright basics if you're exploring decentralized finance.


You can find beginner-friendly courses on platforms like Coursera, Udemy, or Skillshare.

Focus on Roles Aligned with Your Strengths


FinTech offers a wide variety of roles beyond just software engineering. As a B.Com grad, you can explore:

  • Financial analyst roles at FinTech firms.

  • Operations or risk management in digital lending platforms.

  • Customer experience or onboarding roles in neobanks.

  • Product support and compliance in RegTech companies.

  • Digital marketing for FinTech services.


The trick is to align your strengths—finance, customer understanding, or communication—with the right role in the ecosystem.

Get Certified in FinTech


Certification can serve as a powerful bridge between your B.Com degree and a FinTech career. It helps demonstrate your seriousness to employers and gives you hands-on insights.

Look into certifications like:

  • Certificate in FinTech from SP Jain, IIMs, or NSE Academy.

  • Digital Finance programs from CFTE or Harvard Online.

  • Blockchain & copyright courses from MIT, IBM, or copyright Academy.


These programs can often be completed in a few weeks and give you a competitive edge in interviews.

Gain Practical Experience


Classroom knowledge and certifications are essential—but nothing beats real-world exposure. Internships with FinTech startups, virtual projects, or freelance gigs can help you build your resume and confidence.

Platforms like Internshala, AngelList, and LinkedIn offer internship listings in FinTech. If you can’t find one, create your own experience:

  • Build a budgeting app prototype on paper.

  • Simulate financial modeling for a startup idea.

  • Analyze the user flow of a FinTech app and make suggestions for improvement.


Show, don’t just tell.

Build a Strong LinkedIn Profile


LinkedIn is your new resume, portfolio, and networking tool—rolled into one. Optimize your profile with:

  • A compelling summary highlighting your interest in FinTech.

  • Courses, certifications, and projects listed clearly.

  • Posts or articles about FinTech trends you’re tracking.


Follow industry leaders, engage with their content, and comment insightfully. A single connection or conversation can lead to your first break.

Stay Current and Curious


The FinTech space evolves fast. What’s hot today may be obsolete tomorrow. Stay informed by:

  • Subscribing to newsletters like Finshots, Morning Brew, or YourStory.

  • Reading case studies on global FinTech disruptors.

  • Following FinTech hashtags and thought leaders on Twitter, LinkedIn, or Instagram.


Staying ahead of trends makes you a better candidate and a more informed professional.

Nail the Interview Game


Once you land interview calls, preparation is key. Be ready to talk about:

  • How traditional finance is evolving due to technology.

  • How FinTech firms operate differently from banks.

  • Your vision for innovation in financial services.


Expect case-based questions that test your problem-solving, digital awareness, and customer-centric thinking. Stand out by being passionate and well-informed—not just qualified on paper.

Final Thoughts


So, how to thrive in FinTech as a B.Com grad? By blending your strong financial foundation with modern tech skills, curiosity, and a willingness to adapt.

You don’t need a computer science degree or years of coding experience. What you need is initiative—learn continuously, experiment, network, and align your goals with the pace of change.

FinTech isn't just the future of finance—it’s the future of your career. And as a B.Com graduate, you already hold one side of the puzzle. Now’s the time to complete the picture.

 

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